Learn
Practical guides on retirement planning, investing, and financial independence in India. No jargon. No fluff. Just real-world insights.
Articles (15)
AI Impact on Your Portfolio: What Indian Investors Need to Know
AI is disrupting India's IT services model. Data-driven analysis of the impact on IT workforce, portfolio strategy shifts, and actionable steps for Indian investors.
Read Article →Gold & Silver Crashed 30%. Here's What Smart Investors Should Do.
Gold crashed 9%, Silver crashed 30% on Jan 30, 2026. Deep analysis of what happened, why it happened, and what smart investors should do next.
Read Article →The FINNCAL Approach to Smart Retirement - How We Help You Retire Earlier
A personal story of anxiety, discovery, and hope. How my friend Amit's job loss at 47 inspired a systematic approach to retiring with less corpus.
Read Article →Reverse Mortgage - Turn Your Home Into Retirement Income
Your home is likely your biggest asset. Here's how reverse mortgage can bridge your retirement corpus gap while letting you stay where you are.
Read Article →Part 1: Finding the Optimal Static Asset Allocation for Safe Withdrawal Rates
A comprehensive analysis using 45 years of Indian market data and stress test simulations to find the best static allocation for retirement.
Read Article →Part 2: Dynamic Glidepath Strategy with Variable Withdrawals - Achieving 5.5% SWR
An advanced retirement strategy combining dynamic allocation and variable withdrawals that beats the traditional 4% rule by 38%.
Read Article →How to Calculate Your Freedom Number
Forget the scary ₹8 crore numbers. Here's a practical approach using four buckets that accounts for how life actually works.
Read Article →Why Most Retirement Calculators Are Wrong
They assume flat expenses forever, plan until 90, and ignore all flexibility. Here's what they miss.
Read Article →Browse by Topic
Market Insights
Timely analysis of market events and what they mean for your financial plan
View All →Retirement Planning
Everything you need to know about planning your retirement in India
View All →Tax Planning
Legal strategies to minimize your tax burden and maximize savings
View All →Insurance
Protecting yourself and your family with the right insurance
View All →Loans & Debt
Smart strategies for managing home loans and debt
View All →Estate Planning
Securing your legacy and ensuring smooth wealth transfer
View All →Investment Planning
Building wealth through smart investment decisions
View All →Ready to Take Action?
Use our calculators to apply what you've learned