The FINNCAL Approach to Smart Retirement - How We Help You Retire Earlier
A personal story of anxiety, discovery, and hope. How my friend Amit's job loss at 47 inspired a systematic approach to retiring with less corpus.
← Back to Learn
Retirement Planning
Everything you need to know about planning your retirement in India
6 Articles
01
02
Reverse Mortgage - Turn Your Home Into Retirement Income
Your home is likely your biggest asset. Here's how reverse mortgage can bridge your retirement corpus gap while letting you stay where you are.
03
Part 1: Finding the Optimal Static Asset Allocation for Safe Withdrawal Rates
A comprehensive analysis using 45 years of Indian market data and stress test simulations to find the best static allocation for retirement.
04
Part 2: Dynamic Glidepath Strategy with Variable Withdrawals - Achieving 5.5% SWR
An advanced retirement strategy combining dynamic allocation and variable withdrawals that beats the traditional 4% rule by 38%.
05
How to Calculate Your Freedom Number
Forget the scary ₹8 crore numbers. Here's a practical approach using four buckets that accounts for how life actually works.
06
Why Most Retirement Calculators Are Wrong
They assume flat expenses forever, plan until 90, and ignore all flexibility. Here's what they miss.