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Quick FAQs
Is FINNCAL really free?
Yes, all tools are completely free. No hidden charges, no premium tiers, no credit card required. We may add optional premium features in the future, but the core planning tools will always remain free.
How do I delete my data?
Go to Menu → Delete My Data. Your data is removed instantly. Calculator data stays in your browser and is never sent to our servers unless you explicitly save a plan.
Can I trust the calculations?
Our methodology is based on published Indian market research with a 5% Safe Withdrawal Rate validated by 45 years of historical data. We use real NIFTY 50, G-Sec, and gold return data from 2000-2024. Our stress tests run 1,000 simulations against actual market scenarios.
Who built FINNCAL?
FINNCAL was built by a team of young developers and finance enthusiasts, guided by an advisor with 25+ years of real-world investing experience in Indian markets. We combined technical expertise with decades of practical financial wisdom to create tools that reflect how retirement actually works in India.