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Quick FAQs
Is FINNCAL really free?
Most of FINNCAL is free — calculators, portfolio tracking, and retirement planning tools have no cost or credit card required. Some advanced features (AI chatbot, model portfolios, portfolio email reports) are available on a paid subscription. The core planning tools will always remain free.
How do I delete my data?
Go to Menu → Delete My Data. Your data is removed instantly. Calculator data stays in your browser and is never sent to our servers unless you explicitly save a plan.
Can I trust the calculations?
Our methodology is based on published Indian market research with a 5% Safe Withdrawal Rate validated by 45 years of historical data. We use real NIFTY 50, G-Sec, and gold return data from 2000-2024. Our stress tests run 1,000 simulations against actual market scenarios.
Who built FINNCAL?
FINNCAL was built by a team of young developers and finance enthusiasts, guided by an advisor with 25+ years of real-world investing experience in Indian markets. We combined technical expertise with decades of practical financial wisdom to create tools that reflect how retirement actually works in India.