Terms of Service

Welcome to FINNCAL

By using FINNCAL ("we", "our", "the site"), you agree to these terms. Please read them carefully. If you don't agree, please don't use our services.

What FINNCAL Is

FINNCAL provides free financial calculators and educational content to help Indians plan for retirement. Our tools are designed for informational and educational purposes only.

What FINNCAL Is NOT

We are not financial advisors. FINNCAL does not provide:

• Personalized financial advice
• Investment recommendations
• Tax advice
• Legal advice
• Insurance recommendations

The calculators provide estimates based on the inputs you provide and general assumptions. Your actual results will vary based on market conditions, tax laws, and personal circumstances.

Use at Your Own Risk

While we strive for accuracy, we make no guarantees about the accuracy, completeness, or reliability of any calculations or information provided. You use FINNCAL entirely at your own risk.

Always consult qualified professionals (financial advisors, tax consultants, lawyers) before making important financial decisions.

Acceptable Use

You agree to:

• Use FINNCAL for personal, non-commercial purposes
• Not attempt to disrupt or damage the site
• Not scrape or extract data for commercial purposes
• Not misrepresent FINNCAL's content as professional financial advice

Intellectual Property

All content, design, and tools on FINNCAL are our intellectual property. You may not copy, modify, or distribute our content without permission.

You're welcome to share links to FINNCAL and reference our content with proper attribution.

Limitation of Liability

To the maximum extent permitted by law, FINNCAL shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the site.

We are not responsible for financial losses, missed opportunities, or any decisions you make based on information from this site.

Changes to Services

We may modify, suspend, or discontinue any part of FINNCAL at any time. We'll try to provide notice of significant changes, but we're not obligated to.

Changes to Terms

We may update these terms from time to time. Continued use of FINNCAL after changes constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

Contact Us

Questions about these terms? Contact Us