📊 Total Freedom Number
Your complete retirement corpus - Essential + Adjustable + Discretionary goals
💡 Important Assumptions
- Insurance: We assume you have adequate life & medical insurance. (Future roadmap: Insurance needs calculator)
- Current Corpus: When entering your corpus in Freedom Number calculator, include: PF, Gratuity, additional property/land value, physical gold, occupied residence (if you plan to sell), and any expected inheritance.
- Emergency Fund: We recommend 6 months of expenses + EMIs in liquid funds before investing for other goals.
Enter amounts from each calculator, or click "Calculate" to compute them.
✅ Essential Goals (Cannot Skip)
These are non-negotiable commitments - your retirement foundation.
Child's Education
Higher education fund
Child's Marriage
Wedding expenses
Loan Closure
Outstanding home loan, car loan, etc.
Regular Retirement Expenses
Monthly expenses throughout retirement
Medical Emergency Fund
Buffer beyond health insurance
Essential Total₹ 0
🔧 Adjustable Goals (Can Reduce/Defer)
Important but flexible - can be reduced (repair vs new) or deferred by 1-2 years if needed.
Home & Appliance Upgrade
Painting, ACs, electronics, furniture (can defer/reduce)
Adjustable Total₹ 0
⭐ Discretionary Goals (Can Skip if Needed)
Quality of life goals - wonderful to have, but can be skipped if budget is tight.
Travel & Leisure
International trips, pilgrimages
Discretionary Total₹ 0
📝 Other Goals / Liabilities
Your Total Freedom Number
₹ 0
Essential (Minimum)₹ 0
Adjustable + Discretionary+ ₹ 0
💾 Save Your Plan
Sign in to save your plan and access it anytime
Total Freedom Number: ₹ 0
Essential Minimum: ₹ 0
What This Means
Minimum to Retire: ₹ 0
With this amount, you can cover all essential commitments without compromise.
With Adjustable Goals: ₹ 0
Includes home upgrades that can be reduced or deferred if needed.
Comfortable Retirement: ₹ 0
Full freedom including travel, leisure, and all your goals.